Our 2018 Insurance Certificate has not been received yet, but we should have it from our Insurer, Capri, shortly.  You can download a copy of our Insurance certificate here.   once it arrives.  Please note that the Insurance certificate is only valid along with a current membership in the VFGPA.   Note that due to changes in Insurance coverage, the certificate DOES NOT includes coverage for ATV use.   If you require recreational  ATV or snowmobile coverage, our Insurance provider, Capri Insurance, can provide that for you as an add-on, and at discounted rates.   We have information from Capri insurance available here, and an application form here.